Real estate agent in Dubai for Moroccans and MREs

Steps 1 and 2: your status sets the payment route

If you live in Morocco, investing abroad falls under the exchange-control rules of the Office des Changes. Before we talk about properties, we check with your bank which framework applies to your situation. It is the first thing I do with a resident of Morocco, and I only suggest a property once that point is clear.

If you are a Moroccan living abroad, payment leaves from your bank in your country of residence, in euros, pounds, Swiss francs or Canadian dollars. Your bank will ask where the funds come from: we prepare that evidence from the start, so that no transfer gets stuck. Both cases are covered in detail in paying for a Dubai property from abroad.

Step 3: the documents to prepare

The list is short, and it is the same for every foreign buyer in Dubai:

• A valid passport (your Emirates ID if you live in the UAE)
• A recent proof of address in your country of residence
• The proof of the source of funds requested by your bank
• For a purchase as a couple or a family, the same documents for each buyer

If several of you are buying together, read buying with others in Dubai: the split of ownership is decided before the reservation.

Steps 4 to 6: choose, reserve, sign remotely

I present a short selection, with the payment plan, the total cost and the comparable sales registered with the DLD for each property. Viewings take place by video, narrated in Darija, French or English; you can also come to Dubai and I will go with you.

Once the property is chosen, the reservation and the contract of an off-plan purchase are usually signed electronically. For a ready property, the transfer is signed at a DLD-approved trustee office, in person or by a representative holding a power of attorney; I tell you which procedure applies to your case. You never pay the price into a personal account: off-plan, payments go into the project's escrow account (Law No. 8 of 2007).

Steps 7 and 8: registration, keys, letting

The sale is registered at the Dubai Land Department: an Oqood certificate for an off-plan property, a title deed for a ready one. DLD fees are 4% of the price, plus administrative fees. I send you every document and explain each one.

At completion, I organise the snagging inspection and the handover of the keys, then, if you wish, the letting with a lease registered on Ejari. See the handover in Dubai and renting out your Dubai property.

What you pay, what I do

On an off-plan purchase, the agency commission is paid by the developer: you pay the developer's price. On a resale, it is usually 2% of the price. Everything is in writing before you commit.

Because many Moroccan families also invest at home, I help you weigh Dubai against Morocco: Dubai or Morocco: where to invest. To buy in Morocco from abroad, read buying in Morocco from abroad.

The Golden Visa for Moroccans

A Moroccan can apply for the 10-year Golden Visa through property on the same terms as any investor: one or more properties with a total value of at least AED 2M, according to the official u.ae portal. It is a residence permit, with no obligation to live in the UAE. The details: the Golden Visa for Moroccans.